I'm straying away from the normal house projects and organizing posts to focus on something else that is important to me, saving money. My husband and I have been saving for a garage, kitchen and mudroom addition, so we try to pinch our pennies wherever possible.
It may be trivial, but one of the hardest things to give up during August was my flavored coffee creamer. In August I didn't buy creamer because the $2.00 that it cost had to buy something that we absolutely needed, like milk. I also switched to a lot of store brand products. I found that most of the time I couldn't tell the difference between name brand and store brand. Needless to say, I learned a lot in August and thought I would share a few tips that have worked well for me in hopes that you all may find them useful.
I went to an all cash system about a year ago and have never looked back. I take cash out each week for gas, groceries, animals, weekly money and gifts. I use what's in the "envelope" and when it's gone it's gone. Our grocery budget is $140.00 a week for our family of four. That includes toilet paper and paper towels. We rarely eat out, so this includes breakfast, lunch and dinner for seven days a week. If I have money left over from one week it gets carried over to the next week. This is by far the most helpful tip. You can't spend money that you don't have, so it forces you to think twice about what goes in your cart.
This is the only way I am sure to stick within our $140.00 weekly budget. I make a list each week and include the price of each item. Since I shop at the same store I've learned how much things cost. By making a list and sticking to it I know exactly what I am spending and that I'm staying within our $140.00 budget.
Yes, I clip coupons but I would not say I take it to an extreme. I try to only clip coupons for items we will actually use. If you get an item super cheap, but never use it than it's a waste of money. There are always coupons for cleaning products, yogurt, coffee creamer and cereal, therefore, I do not buy these items unless I have a coupon. A lot of coupons are for pre-packaged items that I don't buy a lot of, but occasionally I find coupons for my daughter's lactose milk, but that is rare.
I primarily shop at the same store every week so I have a good idea of when an item is at it's lowest price. When chicken breast is on sale for $1.99 a pound then I stock up and freeze what we don't eat that week. That way, when I want Chicken I don't have to pay $3.99 a pound when it's not on sale. When I'm freezing chicken breast I lay them on a cookie sheet lined with freezer paper and freeze them until fully frozen. Once frozen, I put them in a large freezer bag. This way they are much easier to thaw and you can take out what you need without trying to thaw a whole clump of chicken. I also stock up on pantry staples when they are cheap. I know around memorial weekend and fourth of July condiments usually go on sale. A lot of times you will find coupons for these items as well. I usually don't pay more than $0.99- $1.99 for Hellman's mayonnaise. We like the Sweet Baby Ray's BBQ sauce, so when I can get it for $0.50 I stock up. Around Thanksgiving you can get baking items and canned goods cheap. Around this time is when I stock up on cream of chicken soup, which I use in a lot of recipes. If you buy enough when they are on sale you shouldn't have to buy them again until the next sale. Just remember, don't buy more than you will use before the items expire. That just defeats the purpose.
Food tends to be easily wasted if you're not careful. If you freeze what you don't use it won't go to waste and your food will go further. We grow a garden each summer and always have a ton of peppers. I cut them in strips and freeze them to be used for fajitas, Cajun chicken pasta and summer vegetables and sausage. If the kids want to make little pizza's and we don't use a full can of pizza sauce then I'll freeze the rest in ice cub trays.
It's worth mentioning that I shop only one day a week and go to two stores, Aldi and Martins. I do my primary shopping at Martin's and get certain sale items and staples at Aldi during my lunch break. Milk, cream cheese, shredded cheese, toilet paper, baking items, canned goods, fruit and vegetables are much cheaper at Aldi's than Martins. This works for me because it's convenient and saves a ton of money. If it's not convenient to go to multiple stores or if you think you'll spend more, just stick to one store.
I hope you all found these tips helpful. I know they won't work for everyone, but this is what works for our family. Have a fabulous weekend!